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Buying A Property In Portugal
Why Portugal?
Planning Where To Go In Portugal
What To Buy
Finding Your Property
Renting Whilst You Look
The People Involved
The Purchasing Process
Buying A Timeshare Or Property T
Renovating Or Building Your Own
Money Matters
Before You Go
Portuguese Systems
Daily Life In Portugal
Enjoying Life In Portugal
Changing Your Mind
Property
Buying A Property In Portugal
Why Portugal?
First Thoughts – Can So Many People Be Wrong?
England’s Oldest Allies
Zé Povinho (Joe Public) And His Lifestyle
Climate
Average Temperatures: C/F
Average Rainfall (Mm)
The Language
Pros And Cons Of Life In Portugal
Summary
Planning Where To Go In Portugal
An Overview Of The Regions
Costa Verde And Montanhas (Norte)
Costa De Prata (Centro)
Lisboa Area
The Plains – Planيcies (Alentejo)
The Algarve
Madeira And The Açores
House Values Survey
Summary
What To Buy
Where Do The Portuguese Live?
Where Do Foreigners Live?
Types Of Houses
Living In Small Villages
Living In The Cities
Living In Holiday Village Complexes
Coast Or Inland – Location, Location, Location
New House Or Resale?
Access And Facilities
Spotting Potential Problems
Summary
Finding Your Property
Newspapers
Property Exhibitions
Estate Agents
Portuguese Estate Agents
Uk Agents
Using The Internet
Understanding Adverts
Private Sales
Viewing Property
Summary
Renting Whilst You Look
Why Rent?
Hotels And Guest Houses
Holiday Lets
Long-Stay Lets
Questions To Ask
Rent Laws
Summary
The People Involved
Estate Agents
Solicitors
Notary Public
Surveyor
Bank Manager Or Mortgage Lender
Developers And Builders
Community Of Owners And Management Team
Vendors And Landlords
Summary
The Purchasing Process
Get Property Or Land Plans
Carrying Out Inspections And Surveys
Conveyancing
Promissory Contract
Providing The Funds
Transfer Tax
Deeds – The Escritura
Registering The Property
Rates
Other Taxes
Summary
Glossary Of Legal Procedures And Documents
Buying A Timeshare Or Property To Let
What Is Timeshare?
Other Part-Ownership Schemes
The Property Rental Market
Holiday Rental
Long-Term Rental
Landlord’s Costs
Landlord’s Responsibilities
Using An Agent
Business And Tax Implications
Summary
Renovating Or Building Your Own House
Finding The Place You Want
Renovating
Planning Approval
Building Your Own
Dealing With Builders
Local And Regional Plans
The Purchase Process
Getting A Grant
The Pros And Cons
Summary
Money Matters
Property Prices
Arranging Payment
Paying With Cash
Remortgaging Uk Property
Taking Out A Portugal-Based Mortgage
Using An Off-Shore Company
Budgeting For Capital Costs
Budgeting For Additional Costs
Equipping And Furnishing The Property
Annual Running Costs
Summary
Before You Go
Learning The Language
Preparing For The Culture Shock
Deciding Whether To Let Or Sell Your Uk Home
Letting Agencies
Letting Yourself
Selling Your House
Moving The Furniture
Before You Leave
Family And Pets
Family Considerations
Parents
Spouse And Children
Grown-Up Children
Making Travel Arrangements
Travelling By Air
Taking A Ferry
Trains And Coaches
Summary
Portuguese Systems
Applying For Residence
Motoring Requirements
Importing Cars
Driving Licence
Laws Of The Road
The Health System
Alternative Medicine
Education
International Schools
Dealing With Your Finances
Tax Issues
Making A Will
Benefits And Pensions
The Police And Law
Summary
Daily Life In Portugal
Loja Do Cidadمo – Citizen’s Shop
The Cost Of Living
Utilities
The Post
Communications
Shopping
Eating Out
Local Transport
Transport In Lisbon
Where To Find Help
Enjoying Life In Portugal
Leisure Facilities
Golf
The Arts
Indoor Hobbies
Socialising With Other Foreigners
Making Portuguese Friends
Religion, Customs And Etiquette
Public Holidays In Portugal
Etiquette
Places Of Interest
Summary
Changing Your Mind
Reasons For Change
Avoiding Failure
Selling Up...
... And Moving Out
Summary
Property in Portugal